For all investors
AT-CALL FACILITIES
With a combination of functionality and flexibility the Bell Financial Trust allows you to efficiently manage your cash flow.
Interested in the Bell Financial Trust?
To learn more, please call 1800 100 822
The Bell Financial Trust is an at-call interest bearing account
So you can take investment opportunities as they arise.
Available to individuals, companies, trusts and self-managed superannuation funds.
With a combination of functionality and flexibility, the Bell Financial Trust allows you to efficiently manage your flow of at-call funds with a link to our secured lending facilities.
Current Rate
AT-CALL
2.55% p.a.*
Last updated: 03/02/2026.
Benefits
At-call
convenience
Ready access to funds, so you can take advantage of opportunities as they arise.
Monitor your
balances online
Keep track of your balances online and access historical transactions.
No minimum balance
and no fees
With no minimum balance requirements and no fees, you can focus on making optimal trading decisions, while still earning a competitive interest rate.
Regular interest
payments
Interest is accrued daily and paid monthly. Interest is calculated and rounded to the nearest cent.
Electronic
funds transfer
You can electronically credit your funds through BPAY® or direct credit (e.g. salary or dividends) – assisting with your cash flow management.
Ability to easily
sweep funds
Easy sweep of funds between nominated accounts enabling same day transfers.
Risks
Example risks include:
Interest
rate risk
The interest payable on your investment may vary and any reduction in the interest rate can have a negative impact on your investment returns.
Credit
risk
Money invested in the Trust is lent to Bell Potter Capital. Whether you get back your investment and any income entitlements, depends on Bell Potter Capital repaying the amounts which it owes. Repayment of these obligations are guaranteed by the Bell Financial Group Limited.
Responsible
Entity Fees
Ordinary expenses of the Trust’s operation, including the Responsible Entity’s fee, is paid by Bell Potter Capital. However, if there is an extraordinary expense or Bell Potter Capital does not meet its obligations to pay those expenses, then the Responsible Entity may deduct those amounts from the trust property. If this happens, you may not get back part or all the amount you have invested.
Other information
Key documents
Bell Financial Trust Product Disclosure Statement and Additional Information
Bell Financial Trust Target Market Determination (TMD)
Bell Financial Trust Annual financial statements (30th June 2025)
The Bell Financial Trust Target Market Determination (TMD) is available free of charge by contacting Bell Potter Capital Ltd on 1800 100 822 or by clicking on this link. Previous versions of the TMD are available by calling 1800 100 822.
*Interest rates are subject to change. Current interest rates are not a reliable indicator of future interest rates.
The Bell Financial Trust (ARSN 164 391 119) is a managed investment scheme that is registered with ASIC. The Trust Company (RE Services) Limited ABN 45 003 278 831 AFSL No. 235150 is the responsible entity of the Trust. The Trust is administered by Bell Potter Capital Limited ABN 54 085 797 735 AFSL No. 360457. The Trust Company (RE Services) Limited is a wholly owned subsidiary of Perpetual Limited (ABN 86 000 431 827). Bell Financial Trust is secured over the assets of Bell Potter Capital. Guarantee details and associated risks are disclosed in our PDS. The information provided in this document is general information only and does not constitute investment or other advice. The content of this document does not constitute an offer or solicitation to subscribe for units in the Fund. Any investment decision in connection with the Trust should only be made based on the information contained in the disclosure document for the Fund. Neither Bell Potter Capital nor Perpetual guarantee repayment of any particular rate of return from the Fund. Perpetual do not give any representation or warranty as to the reliability or accuracy of the information contained in this document. All opinions and estimates included in this document constitute judgments of Bell Potter Capital as at the date of this document and are subject to change without notice.
